All have Step 4: Cash to Credit? Do not record expenses twice. The trick is, if you paid with a credit card when you filled up the fuel, write “Fuel RM 50 credit card.” Later, when it’s time to pay the credit card debt, open the statement and look first, also note how many finance charges that month. But if you had lunch earlier, RM 7.00 paid in cash, write cash.

This means that there must be a column of entries, which is cash, which is credit. When making a cash transaction, make sure you look at the wallet every night, tally it with a note. Step 5: Do It For At Least 3 Months This post must be made at least 3 months ago.

Refreshment Residence Clothes Medicine Education DESIRE If it is OK

Yes, 90 days. It’s not easy to be happy. Even Whatsapp Mobile Number List 90 days, even 9 months pregnant. This is one of the important steps to be happy for many years.

After 90 days, we can make a graph like this: Please break down our expenses in the form of a graph like this. There is a record, it’s easy to do. Surely we can know where we spend our money every month. The money is not lost. If it is lost, we are responsible.

The money was not stolen. Even if robbed, we are the robbers. Not someone else. 2. Prioritize the Main We always buy for emotional reasons. It’s not that it’s really necessary. Then we try to justify the purchase so that we can accept it, it is said to be rational when shopping.

Here is an example situation Savings 1 We just noticed that we spend almost

The fact is, we always buy things we won’t use, rarely BANCO Mail use and don’t even need. “While there is this discount, there will be a wedding party later, it will be nice to have a dress. Buy one get one free. Wow! “It looks beautiful wearing these sunglasses.

Fasting from shopping. Resist lust. Based on the notes we have made, we look at our spending habits one by one. Then can decide to cut or reduce mana based on preference.

RM 50 a month because we buy newspapers every day. Understandably, the title shakes the soul when reading it.